College Parenting 101: How To Save Money on Student Auto Insurance

College Parenting 101: How To Save Money on Student Auto Insurance

What is the most important car insurance coverage available and needed for your college student driver?
It is really a loaded question. Of course, the most important car insurance coverage is the one you need at the time of loss. At Wheat State Insurance Group, we can help you decide what coverages you might need for your student that will give you peace of mind and potentially save you money.
We can help you with a variety of potential discounts designed to help parents curtail the costs of auto insurance. Among the many that are worth exploring to see which suits your family’s needs best include:
1. Student Away from Home Discount: Do you have a student attending college in another city or state? If you do and their vehicle is still at home, you can qualify for a discount. Paying less on the premium you are paying for listing them on your policy while they are not driving as much when at college can be a huge money-saver!
2. Good Student Discount: Many carriers offer a discount for your student’s good grades. Depending on what their GPA is, you can have bragging rights AND save money on your child’s insurance premiums.
3. Safety Course Discount: If your student has successfully completed a safety course, you could qualify for a discount once the certification has been given to us. Those driver’s ed courses can pay off financially for you and your child!
At Wheat State, we want to make sure that you and your student are getting all of the available discounts that you may be eligible for. We want you to be familiar with your auto insurance coverage for you and your student and we believe you shouldn’t have to pay too much for insurance. Give us a call before your student heads to their new learning adventures and see if we can help you save some money!
December 18, 2025
Winter has a way of slowing everything down — shorter days, colder mornings, and a calendar that somehow fills up fast.
December 17, 2025
Slow-Cooker Chicken and Dumplings Total Time Prep: 20 min. Cook: 5 hours Yield 8 servings Slow-cooker chicken and dumplings is a classic comfort food made easy with shortcut ingredients. This recipe requires minimal effort, so you can enjoy a filling, home-cooked meal anytime! Ingredients 1 small onion, chopped 1 cup chopped carrot 1 cup chopped celery 1 garlic clove, minced 2 pounds boneless skinless chicken thighs or boneless skinless chicken breasts 1 teaspoon dried oregano 1/2 teaspoon salt 1/2 teaspoon pepper 1/2 teaspoon dried marjoram 2 cans (10 ounces each) condensed cream of chicken soup, undiluted 1 cup reduced-sodium chicken broth 1 cup frozen or canned peas, drained 1 can (6 ounces) large refrigerated buttermilk biscuits Chopped fresh parsley, optional Directions Place onion, carrot, celery, and garlic in a greased 6- or 8-qt. slow cooker; stir. Place chicken thighs or breasts on top. Sprinkle with oregano, salt, pepper, and marjoram. In a small bowl, stir together the cream of chicken soup and broth, then pour over the chicken. Cover; cook on low for 4-5 hours or on high for 2-3 hours, or until the chicken is cooked through. Shred chicken with two forks. Stir in peas. Cut the biscuits into 4 pieces each; arrange them on top of the chicken. Cook on high 1 to 1-1/4 hours or until biscuits are cooked through. If desired, top with chopped parsley and additional pepper. Source: tasteofhome.com
November 17, 2025
It comes together in 30 minutes but tastes like it simmered all day.
November 17, 2025
Mid-Season Tips to Keep Your Home Safe All Winter Long
September 5, 2025
A Delicious Taco Night Upgrade!
September 5, 2025
The school year is in full swing, and with it comes the daily challenge: what to pack for lunch? If you're tired of uneaten sandwiches and sad-looking fruit, you're not alone! Packing engaging and nutritious lunches can feel like a daunting task, but it doesn't have to be. With a little creativity and some smart strategies, you can transform lunchtime from a chore into a highlight of your child's day. The secret to a successful school lunch lies in a few key areas: making it appealing, keeping it fresh, and ensuring it's easy for kids to eat independently. Think beyond the basic sandwich and consider incorporating a variety of textures, colors, and flavors. Bento-style boxes or compartmentalized containers are fantastic for offering a mix of small, exciting bites. We've put together some fantastic, kid-approved lunch ideas that are designed to be fun, fast, and fridge-friendly. These options aim to entice even the pickiest eaters and might even spark a little "lunch envy" among their classmates! Lunchbox Bragging Rights: Fun Lunch Ideas Kids Actually Eat (and Other Kids Might Envy) list for parents: Mini Pizza Lunchables (but cooler): Empower your child to assemble their own mini pizzas with pita rounds, marinara, cheese, and toppings. Dino Nugget Charcuterie: A playful take on a classic, featuring warm nuggets, veggies, and dip. Wafflewich: A sweet and satisfying breakfast-for-lunch option with toaster waffles, nut butter, and fruit. Snacky Bento Box: A customizable selection of cheese, crackers, fruit, deli meat, and a small treat for a balanced and fun meal. Deconstructed Taco Day: All the components for a DIY taco, kept separate and ready to assemble. PB&J Sushi: A fun and easy twist on the classic peanut butter and jelly sandwich. Egg-cellent Protein Pack: A protein-packed option with hard-boiled eggs, hummus, and crunchy dippers. Lunch Packing Pro Tips to Make Your Life Easier: Compartmentalize with Color: Use silicone muffin cups to separate items and add a pop of color to the lunchbox. This prevents sogginess and makes the lunch visually appealing. Freeze for Freshness (and Function!): Freeze yogurt tubes or juice boxes overnight. They'll act as eco-friendly ice packs, keeping food cool until lunchtime, and will be perfectly thawed by the time your child is ready to eat. Cookie Cutter Fun: Use cookie cutters to transform ordinary sandwiches, cheese slices, or fruit into fun shapes like animals or silly faces. This simple trick makes lunch instantly more exciting! Add a Personal Touch: Slip in a sweet note, a funny joke, or a small drawing to remind your child you're thinking of them. These little gestures can brighten their day and make lunchtime extra special. By incorporating these creative ideas and simple tips, you can turn school lunch packing into a fun and rewarding experience for both you and your child. You can do them on your own for a daily lunchtime surprise, or let your kids get into the fun with you! Say goodbye to uneaten lunches and hello to happy, fueled-up learners!
August 2, 2025
This Sheet-Pan Gnocchi and Sausage Recipe Is Perfect for Busy Weeknights
August 2, 2025
Small, screen-free resets for solo adventurers, couples, and families alike.
July 3, 2025
Perfect for a crowd!
July 3, 2025
Plus, a list of quirky ways to keep cool!